201-942-9089 info@abl1.net

New Hampshire

Financing Your Fix and Flip, New Construction, and Rental Loans Throughout New Hampshire

Asset Based Lending are private money lenders with over a decade of financing real estate investments, totaling over $600 million in total loans funded. With full control of our capital, we can provide direct hard money loans and close deals quickly, with loan approval as fast as 24 hours and deals closings in 10 days or less. As investors ourselves, we understand what borrowers are looking for when planning their next successful real estate investment. Our flexible underwriting allows us to provide the most flexible loans for real estate investments, offering options like zero-points, high leverage, and much more.

ABL partners with only the best appraisers, title agents, and attorneys to guarantee our borrowers a five-star experience from start to finish. Our team works with investors of all experience levels, from your first fix and flip to expanding your rental portfolio. Whether it’s a condo conversion in Nashua or a fix and flip in Portsmouth, ABL is ready to help finance your next success. Contact us today to be approved for your hard money loan.

Prequalify Today

Prequalify for your loan today or call us at (201) 942-9089. Approval within 24 hours. Our private money loans can help you get started on your next project:

Hard Money Loan Officer in New England
Michael Chadwick
VP of Lending, New England

(201) 942-9089sales@abl1.netView Bio

ABL Lends in:
We offer hard money loans in Belknap County, Carroll County, Cheshire County, Hillsborough County, Merrimack County, Rockingham County, Stafford County, and Sullivan County.
Michael Chadwick
VP of Lending, New England

Michael Chadwick joined Asset Based Lending as a Vice President and Area Manager in December 2020, bringing with him over 20 years of real estate and financial services experience in the New England area. Prior to ABL, Michael was responsible for developing and directing the day to day operations for a private lender in the north east where he led the origination and underwriting of over $150 million in loans across 5 states. In addition to Michael’s hard money lending and commercial finance background, Michael has hands on experience as a real estate investor having led a private investment firm through the acquisition and renovation of approximately 150 homes throughout New England.

Michael is an expert in managing hard money loans for real estate, with experience in assets ranging from single-family fix and flips to 7-figure multi-family new construction projects and everything in between. His skillset spans many aspects of real estate lending including underwriting, property valuation and analysis, and even construction draw management. His dedication and personal touch have cultivated strong business relationships with his borrowers throughout the years, meshing perfectly with ABL’s lending culture.

NH Real Estate Market Highlights



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February 2021
Success Story
Boston, MA
Gut Renovation – Single Family
Purchase Price:
Renovation Budget:
Loan Amount:
Loan Structure:
12 Months Interest Only
Sale Price:

The Five-Star Hard Money Lenders For New Hampshire

Fix & Flip

Investors that can identify a property that is rough around the edges and transform it into a beautiful sale-ready home can benefit from our fix and flip loans. By providing the capital to purchase and rehab your investment property, you can focus on the project at hand instead of missing an opportunity from lack of funding. These bridge loans are designed as 12-month, interest-only fix and flip loans with no prepayment penalties or hidden exit fees.

ABL funds 100% of the renovation and up to 85% of the property purchase price, so investors can target the right opportunities instead of passing up great potential deals. With over half of our borrowers returning for repeat business, investors love the success they find with our hard money fix and flip loans. If you’re looking to be approved for a New Hampshire fix and flip loan, contact us today.

New Construction Loans in NH

The number one home trend across the country is a lack of available inventory, which only benefits builders and contractors that can fill these inventory gaps with residential new construction. By designing builds to match market trends and finding the desirable locations, new construction investments are currently bringing in record high profits. Our team are experts in local real estate markets and provide five-star service for our borrowers looking to invest in residential new construction.

We offer new construction loans for experienced investors that have relevant construction or investing experience. ABL funds 100% of the construction costs and up to 70% of the land value, providing enough capital to insure you never experience a building delay due to lack of financing. If you’re ready to be approved for your New Hampshire new construction loan, then contact us today.

Rental Loans

Asset Based Lending offers term rental loans for buy and hold investors in New Hampshire. These loans are designed for 1-4 family properties that will be held long term as income-producing assets. We provide the most borrower-friendly rental loans on the market, with interest rates starting as low as 6.875% and leverage as high as 80% LTV. Whether it’s a multi-family property or a single-unit condo, ABL is ready to finance your rental property investment.

Our unique capital structure and flexible underwriting allows us to offer a wide variety of loan options including 30-year amortization, ARM, and interest-only options. ABL has direct control of our funding, which lets us provide single rental loans up to $3M and rental portfolio loans up to $3M. Contact us today to be approved for your New Hampshire rental loans.

Why Choose ABL?

We are Local Private Hard Money Lenders

  • We understand your local real estate conditions
  • We use local appraisers, title agents and closing attorneys

We are a Direct Lender

  • We use our in-house money to fund your loans
  • We directly control our approvals and closings

We are Reliable and We Close Fast

  • Preliminary approval in 24 hours
  • Close in 7-10 days

We Manage the Draw Process Efficiently & Quickly

  • We help create and approve your draw schedule
  • We use local inspectors to assess your progress
  • We quickly release your funds when an inspection is approved

Asset Based Lending, LLC was founded in 2010 and is a leading local source of hard money in the residential real estate market. We have consistently received praise from our borrowers who emphasize our quick, hassle-free closings, favorable terms, and creative financing solutions.

Fill out our Pre-Qualification form to start the process.