201-942-9089 info@abl1.net

New Hampshire Rental Loans

The Premier Choice For Rental Property Financing In New Hampshire

Asset Based Lending offers the most reliable rental loans in New Hampshire. These doc-light loans are designed for buy and hold investors looking to add 1-4 family properties to their rental portfolio. With our flexible underwriting and unique capital structure, we can provide single rental loans up to $3M and rental portfolio loans up to $6.25M. We offer a variety of loan options to best serve your needs including 30-year amortization, ARM, and interest-only options.

We have the most competitive rental loan program available, with interest rates starting as low as 4% and leverage up to 80% LTV. Between our rates, flexibility, and speed, no other rental loans come close. Whether it’s your first rental investment or you want to expand your current portfolio, ABL is here to help. If you’re ready to be approved for your New Hampshire rental loans, then contact us today.

NH Rental Loan Highlights

  • No personal income verification
  • Light doc program
  • Portfolio loans available
  • 30 year, ARM, I/O options
  • Rates as low as 6.875%
  • Up to 80% LTV
  • 660 minimum credit score
  • Close term rental loan in 30 days

The Most Reliable Rental Loans In New Hampshire.

The Most Trusted Rental Loans In New Hampshire

Lending Options

With our arsenal of rental property loans, investors know we can get them into the program that fits their needs. Max Cash Out? Lowest Rate? Highest LTV? We have you covered.

No Broker Fee

ABL isn’t brokering your loans, so you’ll never pay us broker fees. We’re a direct lender that underwrites, processes, and funds in house.

Peace of Mind

Our team of specialists will structure and pre-approve your rental property refinance while we’re closing your fix and flip loan, so you can rest easy knowing your exit strategy is ready.

Competitive Rates & LTVs

With rates between 4%–8% and LTVs as high as 80%, our cash out refinance programs for rental properties are as aggressive as you’ll find in market.

Flexible Underwriting

These programs were built by investors, for investors. We underwrite to the profitability of the project, and reduce documentation needs as much as possible.

The ABL Difference

Expert advice, access to decision-makers, speed, and reliability; the service you’ve come to expect from the ABL team.

New Hampshire Rental Markets Holding Strong

With the pandemic causing so many changes to the real estate markets, especially rental markets, its impressive that major New Hampshire cities have remained strong with their rentals. For example, as of February 2021 the renter population in Nashua was 46% with an average monthly rent of $1,641, which is much higher than the national average. There’s much more affordable rent spaces in the state, with cities like Portsmouth However, even that rent price is a 6% increase from 2020, which is an important stat to consider when so many northeast rental markets dropped in price.

New Hampshire also holds the lowest rental vacancy rates in the northeast, with a statewide average of 1.8% vacancy compared to the northeast average of 5.5%! As buy and hold investors know, the only time a rental property is a bad investment is when you can’t find a tenant. Knowing the market trends and understanding the likelihood of finding someone to rent your property plays a huge role in rental investments, so New Hampshire is currently a secure market for these long-term investments.

Rental Loans For BRRRR Investors

ABL is constantly paying attention to market trends to better serve our borrowers, which is why we designed these rental loans for investors using the BRRRR method. With the popularity of this investment style growing over recent years, we wanted to make sure our borrowers had a reliable option to start or expand their rental portfolios. We offer these loans to investors of all experience levels, assessing each deal based on the income-producing viability of the property.

For those that don’t know, the BRRRR strategy is a long-term investment strategy that focuses on rental properties. The acronym stands for buy, rehab, rent, refinance, repeat. The investor first purchases a rental property and rehabs it to increase its market value. After finding a tenant to fill the property and begin generating monthly income, the investor refinances the loan and uses their new capital to purchase their next rental property and repeat the process. By following the BRRRR method investors can quickly expand their rental portfolio and start to passively generate wealth over time. Our rental loans are designed for BRRRR investments centered around 1-4 family properties. If you’re ready to be approved for our New Hampshire rental loans, then contact us today.