201-942-9089 info@abl1.net


The Best Hard Money Lenders in Georgia

Asset Based Lending is the premier hard money lender for real estate investors in Georgia and beyond. ABL has funded nearly $1 Billion in real estate investments over the last ten years, offering the most reliable hard money loans for fix and flips, new construction, cash out refinances, and term rental property. We specialize in fast closing times so our borrowers never miss an opportunity, with an average close time of only 10 days and variety of loan options to match your specific project. Our flexible underwriting allows us to tailor loans to meet your needs and our in-house draw management team is always ready to keep your project funded. Are you looking for lower interest rates? Maximum leverage? Zero points? We have loans in GA for each of those.

We focus on local Georgia real estate markets to ensure you receive the best possible loan, whether its a fix and flip in Savannah or you need hard money lenders for a rental portfolio in Atlanta, GA. Our in-house team fully services these loans from start to finish, delivering a seamless process so you can focus on your project while we focus on the financing. No matter if you’re an experienced real estate investor or looking at your first property, Asset Based Lending is ready to fund your next success. Contact us today to be pre-approved for your hard money loan and experience the ABL Difference.

Hard Money Loans Designed For Local Georgia Investors

Asset Based Lending started in 2010 with the mission of providing the most reliable and flexible hard money loans for real estate investors. Our team are experts in the real estate markets we lend in, working with the best local appraisers, attorneys, and title agents to deliver a seamless loan experience from start to finish. We understand the hard money lending space better than anyone- as investors ourselves, we made our hard money loans the most borrower-friendly loans on the market. Check out one of our hundreds of five-star reviews to see why investors choose ABL as their hard money lenders in Georgia. Once you experience the ABL difference, you’ll never use another Georgia hard money lender.

Prequalify Today

Prequalify for your loan today or call us at (201) 942-9089. We approve loans as fast as 24 hours. Our private money loans can fund the following projects:

Hard Money Loan Officer in Georgia
Sam Oster
AVP, Lending

(201) 942-9089sales@abl1.netView Bio

ABL Lends in:
ABL offers hard money loans throughout all of Georgia including Fulton County, Gwinnett County, Cobb County, DeKalb County, Chatham County
Sam Oster
AVP, Lending

Sam joined ABL in 2019 as an Operations Analyst before moving to the sales team to become a Loan Officer. He graduated from Baruch College in 2015 with a Bachelors of Business Administration in Finance where he also minored in Business Communications. Prior to joining ABL Sam worked for a subsidiary of Perdue Farms in a business development and operations role and began his career in the real estate industry when he joined Urban View Development as a Construction Coordinator.

Success Story
Palm Bay, FL
Partial Gut – Single Family
Purchase Price:
Renovation Budget:
Loan Amount:
Loan Structure:
12 Months Interest Only
Sale Price:

Fix and Flip Financing

Asset Based Lending offers fast financing to fix and flip investors in Georgia. We’re able to close deals in 10 days or less on average, meaning you’ll never miss out on an opportunity with our fix and flip loans. These 12-month interest-only bridge loans allow investors to acquire property and begin renovations with the most competitive rates on the market, including the industry’s only zero-point option.

As GA hard money lenders, we offer funding that covers up to 85% of purchase price and 100% of the rehab costs. Whether you’re working on your first fix and flip or a seasoned professional, ABL is ready to finance your flip. Click here to learn more about our Georgia fix and flip loans.

Best New Construction Loans in Georgia

The limited housing inventory throughout Georgia has brought the demand for new residential construction to an all-time high. ABL provides hard money loans for new construction to real estate investors that require competitive rates, flexible underwriting, and fast draw turnarounds. These 12-month new construction loans are only available to experienced investors, contractors, and builders who can borrow up to 70% of the land value and 100% of the construction costs.

Our team tailors these new construction loans to fit each individual project. ABL assesses the investor’s experience level and viability of the property to ensure the deal is profitable for all parties. Click here to learn more details about our Georgia new construction loans.

Rental Loans in GA

Asset Based Lending offers the most reliable and straightforward rental loans for BRRRR investors that Georgia has to offer. These term rental loans are meant for buy and hold investors that want to secure individual 1-4 family properties or refinance an entire rental portfolio. We offer competitive terms with rates starting as low as 6.875% with leverage up to 80% LTV. Our goal is to provide the most flexible rental loan options to our borrowers including 30-year amortization, ARM, and interest-only options.

ABL’s unique capital structure allows us to provide single rental loans up to $3M and rental portfolio loans up to $3M. We offer these loans to investors of all experience levels, assessing each deal based on the income-producing viability of the property. Our team are experts in the local real estate markets and are focused on delivering a five-star experience to each of our borrowers. If you’re ready to grow your real estate business with our Georgia rental loans, contact us today.

Why Choose ABL?

We are Local Private Hard Money Lenders

  • We understand your local real estate conditions
  • We use local appraisers, title agents and closing attorneys

We are a Direct Lender

  • We use our in-house money to fund your loans
  • We directly control our approvals and closings

We are Reliable and We Close Fast

  • Preliminary approval in 24 hours
  • Close in 7-10 days

We Manage the Draw Process Efficiently & Quickly

  • We help create and approve your draw schedule
  • We use local inspectors to assess your progress
  • We quickly release your funds when an inspection is approved

Asset Based Lending, LLC was founded in 2010 and is a leading local source of hard money in the residential real estate market. We have consistently received praise from our borrowers who emphasize our quick, hassle-free closings, favorable terms, and creative financing solutions.

Fill out our Pre-Qualification form to start the process.