Baltimore Hard Money Lenders

Hard Money Lending Maryland

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Fix and Flip, New Construction, Cash Out/Refinance

For private, hard money loans in Maryland, Asset Based Lending, LLC (ABL) is your premiere choice. As direct private lenders in Maryland, we have been working with real estate investors in Maryland since 2011. Starting in Baltimore City and County ABL expanded to Anne Arundel, Cecil, Charles, Harford, Howard, Montgomery, and Prince George counties. If you’re looking for the hard money lenders that MD investors prefer, you’ve come to the right place.

We provide 12-month, interest-only bridge financing for the following programs: Fix and FlipNew Construction, and Cash Out/Refinance. For buy and hold investors, we offer term rental loans.


Private Hard Money Lenders In Maryland

At ABL, we provide asset-based loans to beginners and experienced investors for non-owner-occupied residential real estate that is being purchased, renovated and rehabbed. As private lenders in Maryland, our loans may offer advantages that exceed conventional financing options.

With a dedicated loan officer servicing the state of Maryland, coupled with the local relationships we have established with service providers in your area, ABL’s private money lending in Maryland can arm you with a real estate team of community businesses to support your project.

Prequalify Today

Prequalify for your loan today or call us at (201) 942-9089. Preliminary approval from the most reliable hard money lender in MD within 24 hours. Get started on your next project:

Sam Oster
Loan Officer
Sam joined ABL in 2019 as an Operations Analyst before moving to the sales team to become a Loan Officer. He graduated from Baruch College in 2015 with a Bachelors of Business Administration in Finance where he also minored in Business Communications. Prior to joining ABL Sam worked for a subsidiary of Perdue Farms in a business development and operations role and began his career in the real estate industry when he joined Urban View Development as a Construction Coordinator.
Nik Gak
Loan Officer
ABL Lends in:Anne Arundel, Baltimore, Baltimore City, Cecil, Charles, Harford, Howard, Montgomery, Prince George
Map of Maryland served by ABL
Success Story
Maryland fix and flip loan
Hassle-Free Hard Money Loans In Maryland

Fast Fix And Flip Financing

Turning a problem property and transforming it into a beautiful, sale-ready home takes skill. It also takes money to acquire the property and do the remodel work. Home fix and flip loans are the key to profitability and leverage in this scenario, and these real estate investor loans have always been a primary focus for ABL as residential hard money lenders in Maryland. We primarily provide 12-month loans to experienced investors and professionals, but we do lend to qualified first-time borrowers as well.

Speed is critical to capitalizing on incredible investment opportunities. As private money lenders in Maryland, ABL provides financing solutions that typical lending institutions cannot. We can close in three to four days if all of the paperwork is in order, and the average closing time is 10 days for our loans — which cover up to 90% of the purchase price and 100 percent of the rehab costs. Click here for more details about rates and requirements for home fix and flip loans.

New Construction

Seasonal and market conditions in Maryland can dictate a need for quick and flexible underwriting for new construction as well. ABL provides new construction loans in Baltimore and surrounding counties when conventional financing is not the right answer. New construction loans are available only to experienced investors, contractors, and builders, who typically can borrow up to 90% of the land value and 100 percent of the construction costs.

Asset Based Lending’s new construction loans are flexible, with no minimum credit score requirements, borrowers can be sure of our faith in them because we won’t fund a hard money loan if our experience doesn’t convince us that everyone involved in the deal will profit. Click on our New Construction link for more details about rates and requirements for these 12-month loans.

Maryland Rental Loans

Asset Based Lending offers term rental loans for real estate investors in Maryland. These private rental loans are perfect for buy and hold investors that want to add 1-4 family properties to their portfolio. Our terms are borrower-friendly with rates starting at 4% and leverage up to to 80% LTV. We offer a variety of loan options to best match your goals including 30-year amortization, ARM, or interest-only. ABL works with investors of all experience levels, whether you’re looking to secure your first rental property or continue growing your portfolio.

Our unique capital structure allows us to lend on single rental loans up to $3M and rental portfolio loans up to to $6.25M. We pride ourselves on delivering a five-star experience to our borrowers by working with only the best local appraisers, title agents, and attorneys. With the BRRRR method of investing becoming so popular, we wanted to provide our own version of BRRRR loans for our borrowers. If you’re ready to apply for the best rental loans Maryland has to offer, then contact us today.

Why Choose ABL?
We are a Local Lender
We are a Local Lender
  • We understand your local real estate conditions
  • We use local appraisers, title agents and closing attorneys
We are a Direct Lender
We are a Direct Lender
  • We use our in-house money to fund your loans
  • We directly control our approvals and closings
We are Reliable and We Close Fast
We are Reliable and We Close Fast
  • Preliminary approval in 24 hours
  • Close in 7-10 days
We Manage the Draw Process Efficiently & Quickly
We Manage the Draw Process Efficiently & Quickly
  • We help create and approve your draw schedule
  • We use local inspectors to assess your progress
  • We quickly release your funds when an inspection is approved

Asset Based Lending, LLC was founded in 2010 and is a leading local source of hard money in the residential real estate market. We have consistently received praise from our borrowers who emphasize our quick, hassle-free closings, favorable terms, and creative financing solutions.

Fill out our Pre-Qualification form to start the process.

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