Washington DC Rental Loan Financing

Washington DC Rental Loans

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Investors Trust Our Washington DC Rental Loans

Asset Based Lending offers the most competitive term rental loans for buy and hold investors in Washington DC. These loans are designed for 1-4 family properties with single rental loan caps at $3M  and rental portfolio loan caps at $6.25M. Our interest rates start as low as 3.75% with leverage up to 80% LTV, making these the most borrower-friendly rental loans on the market. We lend in the entirety of Washington DC, closing deals as quickly as 30 days and delivering you a five-star experience from the first time we pick up the phone to the final payoff date.

We offer flexible underwriting with a variety of loan options including 30-year amortizing, ARM, or interest-only options. ABL partners with the best local appraisers, attorneys, and title agents to ensure the best and most streamlined loan process. Whether you’re investing in a Georgetown condo or a multi-family portfolio in Capitol Hill, ABL is ready to help finance your success. If you’re an investor looking for the most reliable rental loans Washington DC has to offer, contact us today.

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DC Rental Loan Highlights

  • No personal income verification
  • Light doc program
  • Portfolio loans available
  • 30 year, ARM, I/O options
  • Rates as low as 3.75%
  • Up to 80% LTV
  • 650 minimum credit score
  • Close term rental loan in 30 days

ABL Offers Easy Financing For Washington DC Rental Loans.

The Most Reliable Lender For Rental Loans In Washington DC

Lending Options Lending Options
With our arsenal of rental property loans, investors know we can get them into the program that fits their needs. Max Cash Out? Lowest Rate? Highest LTV? We have you covered.
No Broker Fee No Broker Fee
ABL isn’t brokering your loans, so you’ll never pay us broker fees. We’re a direct lender that underwrites, processes, and funds in house.
Peace Of Mind Peace Of Mind
Our team of specialists will structure and pre-approve your rental property refinance while we’re closing your fix and flip loan, so you can rest easy knowing your exit strategy is ready.
Competitive Rates & LTVs Competitive Rates & LTVs
With rates between 3.75%–8% and LTVs as high as 80%, our cash out refinance programs for rental properties are as aggressive as you’ll find in market.
Flexible Underwriting Flexible Underwriting
These programs were built by investors, for investors. We underwrite to the profitability of the project, and reduce documentation needs as much as possible.
The ABL Difference The ABL Difference
Expert advice, access to decision-makers, speed, and reliability; the service you’ve come to expect from the ABL team.

Washington DC Rental Property Continues Growing

Washington D.C. is experiencing a booming rental market due to several factors, one of them being Business Insider declaring the city the best economy in the nation in 2019. With the second highest median household income in the country and one of the most populated cities, Washington D.C. rental property has become a hot commodity. According to Mashvisor in 2020 over 61% of the metro area resides in rental properties, causing the average rental income from a single rental property to be over $2,700 a month!

Based on the numbers in late 2019, one of the best neighborhoods in the city for rental property is Swampoodle. Boasting an average cap rate of 10.7% with a median property price of about $260,000, this neighborhood’s prices have a reasonable barrier to entry compared to other metro areas with the opportunity of generating upwards of nearly $4,000 per month. Another viable option is Fort Dupont, with a lower cap rate of 4.3% but a much lower barrier to entry average sale price of $203,000.

The D.C. metro area is a competitive and lucrative rental property market, so you need a reliable lender that understands the area and can help you secure deals quickly. Asset Based Lending are experts in the field, offering fast closing times and flexible underwriting that let our lenders grow their rental portfolio quickly. If you’re ready to be approved for the most reliable Washington DC rental loans around, contact us today.

Utilizing The BRRRR Method In Washington DC

If you’re looking to grow your rental portfolio quickly and invest in a long-term financial future, then you’ve probably heard of the BRRRR method. It’s a simple acronym that stands for buy, rehab, rent, refinance, repeat. Some investors just want to own one or two rental properties to generate a small amount of monthly income, but those that want to make their living off the monthly income need to put in extra time and energy that comes with extra financial rewards. By buying the property and renovating it, you increase its property value and therefore raise the potential rent you can bring in from the place. Then, by refinancing the property, you can use the newly available funds to purchase your next rental property and repeat the process there, growing your rental portfolio faster and forcing a quicker turnaround to become cashflow positive.

Asset Based Lending are ready to help serious investors use the BRRRR strategy to grow their rental portfolio and reach their financial goals. Whether you need a rental loan with the maximum LTV, lowest possible rates, no doc loan, or something else, our flexible underwriting can tailor a loan to meet your specific project. If you’re wondering how to get a loan for rental property, Asset Based Lending is ready to talk. Contact us today to experience the most reliable Washington DC rental loans available.

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