Rental Loans In Florida
Premier Portfolio Lenders in Florida For Rental Loans And Refinancing
Rental loans and refinancing rental property deserve a streamlined process with a trusted portfolio lender in Florida. Asset Based Lending offers the most competitive rental loans and refinancing options for 1-4 family properties in Florida. With rates starting as low as 4% and leverage up to 80% , we provide flexible loan options including 30-year amortizing, ARM, or interest-only options. We work with investors to match their specific project, with single rental loan caps at $3M and rental portfolio caps at $6.25M.
Our team offers private rental loans in the entire state of Florida, and understands the different real estate markets in each region. We happily work with investors of all experience levels, delivering the same five-star service to investors working on their first rental property as we do to investors expanding their portfolio. If you’re ready to secure your next Florida rental property, contact us today.
FL Rental Loan Highlights
- No personal income verification
- Light doc program
- Portfolio loans available
- 30 year, ARM, I/O options
- Rates as low as 6.75%
- Up to 80% LTV
- 620 minimum credit score
- Close term rental loan in 30 days
Our Team Is Here To Find You The Perfect Rental Loan.

Lending Options

No Broker Fee

Peace of Mind
Our team of specialists will structure and pre-approve your rental property refinance while we’re closing your fix and flip loan, so you can rest easy knowing your exit strategy is ready.

Competitive Rates & LTVs

Flexible Underwriting

The ABL Difference
Florida Is A Hot Spot For Rental Real Estate and Financing Rental Properties
The short-term rental market has always been thriving in Florida, but recently the long-term market has been heating up too. Forbes ranked Orlando as the number one city and Florida the number one state to invest in real estate for 2019. Florida’s job growth outpaces the national rate, and the state’s warm weather with booming economy has made central Florida the most popular metro area for people looking to move. For investors, the general rule for smart rental real estate is to look for areas with high occupancy rates and property cap rate averages at 5% or over, which Florida has plenty of cities that fit those criteria. For example- Zillow has shown as 13.5% yield for rental property owners in Panama City Beach with an 11.5% increase in property value from 2018.
Getting a loan for rental property or refinancing rental property can be confusing, so Asset Based Lending simplifies the process. With proven success throughout the entire state, our team of experts are ready to get you moving with your Florida rental loan in as fast as 24 hours. Contact us today to start growing your Florida rental portfolio.
Why Investors Should Rent Or Refinance Their Property In Florida
When you’re about to make your next real estate move, you need to understand your financial goals and how to achieve them. Due to the high cap rates in certain Florida areas, as well as the large population swell occurring in Central Florida, starting a rental portfolio in Florida is a good long-term financial strategy. You want to find cities that are bringing in lots of new people and have booming local economies. For example, cities like Kissimmee are experiencing rapid growth, with a population growth of 23% from 2010 to 2018, which is more than double the growth rate of the entire state! Meanwhile, Tallahassee hit record low unemployment in 2019, making it a safe investment for real estate.
West Palm Beach rental property is one of the best financial decisions according to Mashvisor, featuring an 8% cap rate with the average property price of $100,000 as of 2018. Riviera Beach rental property is close behind, with a lower cap of 6.7% and average property price of $191,000, but offering a high average rental income of $2,300. If you want to expand your rental portfolio faster, you can choose to refinance rental property and utilize those new funds to secure your next property. This refinance and repeat option for rental property is known as the BRRRR method, which stands for: buy, rehab, rent, refinance, repeat. You boost the initial property value through renovation, rent to begin recouping your money and eventually generating monthly profit, and refinance to grow your portfolio quickly. This BRRRR strategy reinvests much of your initial cash flow, but makes for much more lucrative profits in the long term.
When you’re wondering how to get a loan for rental property in Florida, you’re thinking of how to find a reliable lender with a history of success. Asset Based Lending offers you the most flexible, streamlined rental loan process in the entire state. We tailor them to your exact financial goal- whether that’s maximum LTV, lowest possible loan rates, no income verification loans, or something else. Contact us today for the best rental loans Florida has to offer.


