Hard money loans for rental properties

Renovate To Rent Loans

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Build Your Rental Portfolio With Rental Loans As Low As 5%

Lending Options Lending Options
With a wide variety of loan options for your investment property, we’ll work to get you the best deal for your individual scenario. No “one size fits all” loan programs here.
No Broker Fee No Broker Fee
We’re not brokering your loans, so you’ll never pay us broker fees. We’ve partnered with a mortgage bank that understands your business and will get your deals closed. ABL only gets paid a share of our partner’s revenue from the loan.
Peace Of Mind Peace Of Mind
The team can review and get your refinance pre-approved before you even close your purchase & rehab loan, so you can rest easy knowing your takeout loan is ready when you are.

Competitive Rates & LTVs Competitive Rates & LTVs
With available interest rates from 5% – 8% and LTVs as high as 80%, our suite of refinance loans is as competitive as you’ll find in today’s market.
Less Paperwork Less Paperwork
With your permission, we’ll apply as much of your underwriting documentation to your new loan as possible. This means less paperwork and energy for you.
The ABL Difference The ABL Difference
Expert advice, access to decision-makers, speed, and reliability; the service you’ve come to expect from the ABL team and our partners.


Learn More About How ABL Can Help You Grow Your Rental Portfolio

What is a Renovate to Rent Loan?

The key difference between a renovate to rent loan and a fix and flip loan is the investor’s exit strategy. Rather than selling the renovated property upon project completion, the investor will retain the property as part of a rental portfolio. With a renovate to rent loan, investors can transition from a short-term hard money loan to a long-term mortgage that will allow you to keep your property as long as you want.

At any point before, during, or after the fix and flip process with ABL, investors can choose a rental exit strategy and ABL will get to work. Our connections with mortgage banks give us over a dozen loan options so we can personalize your refinance and find the program that works best for you. Regardless of how you financed your project, ABL will find a great long-term loan for you.

What are the Benefits of a Renovate to Rent Loan?

Investors who choose to ABL’s renovation to rental loan programs will get personalized assistance in transitioning to a long-term loan with the best possible rate, points, and LTV for their project. Thanks to our partnerships with mortgage banks, we can offer you the most competitive refinance loans on the market. Our team of experts will make the process fast, easy, and efficient.

If you are a prior borrower, you get even more: since ABL already knows the ins and outs of your project’s finances, the loan officers are equipped to handle the majority of the paperwork and the hassle that come with refinancing from a short-term hard money loan to a long-term rental loan. Before you even close your purchase and rehab loan, we can get you pre-approval for your refinance loan so that you can transition from rehab to rental as soon as your renovations are finished.

How Can You get a Renovate to Rent Loan?

If you are looking to refinance into a long-term mortgage for a rental property, call your loan officer and fill out a short application. If you already have a loan with ABL, we can use the documentation we have on hand to have a licensed loan officer start finding your optimal rental loan. If you financed your project independently, your loan officer will ask you to provide some basic documentation that will allow the team to find the best refinance for you. ABL and our partner will make the process simple, clear, and easy so that you can keep your property and spend your time on your investment strategy.

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