Who We Are

Prequalify Today
About Asset Based Lending
Underwriting Team
Daniel A Leyden
Co-Managing Partner
Daniel A Leyden
Co-Managing Partner
Dan Leyden is a senior financial professional with demonstrated business expertise and innovative leadership from over 25 years of real estate related securities and loan experience. Most recently, he was the COO for Golub Capital, a private equity firm that lends money to middle market companies. From 2003-2009, Dan was the CFO and Partner of Highland Financial Holdings Group, a $2 billion mortgage-backed and asset-backed securities hedge fund. Prior to that, Dan was an Executive VP of UBS Investment Bank, and Senior VP of Paine Webber in their Capital Markets group. Dan holds a Bachelor of Science in Accounting from Syracuse University.
Paul Ullman
Paul A Ullman
Co-Managing Partner
Paul A Ullman
Co-Managing Partner
Paul Ullman is a founder and Chief Investment Officer of Asset Based Lending. As a founder, Paul came to know what it takes to be a successful hard money lender, namely, helping people quickly and safely fund their deal. He also worked very hard to expand ABL’s brand of lending to a wider geographic area. Paul continues to take great pride in helping ABLs borrowers make money and improve neighborhoods. As CIO, Paul reviews the overall loan exposures for the company. Since 2010, ABL has closed 550+ transactions totaling over $110mm. Prior to ABL, Paul was President and Chief Investment Officer of Highland Financial Holdings Group, a New York City based investment management firm. Founded by him in 1998, Highland grew to over $2 billion in capital under management and specialized in managing mortgage-backed and asset-backed securities portfolios for a global clientele. In 1992, Paul co-founded the asset-backed security specialty investment management group at Alliance Capital Management, creating a new business, and over the next five years steered its growth to over $5 billion in assets under management. Paul began his career in the mortgage-backed security group at Salomon Brothers in 1982 and holds a Bachelor of Science in Finance from Washington University in St. Louis.
Kevin Rodman
Kevin Rodman
Partner
Kevin Rodman
Partner
Kevin Rodman joined Asset Based Lending as a partner in 2014, and brings 30 years’ experience in the mortgage industry to the ABL team. Along with Dan and Paul, Kevin is one of ABL’s three loan underwriters. Kevin is leading ABL’s expansion in New England, with a focus on Connecticut and Massachusetts. Kevin also works on building ABL’s strong capital base, which is one of the largest in the hard money lending industry. Kevin began his career at Morgan Stanley, where he spent 25 years, and served in a variety of roles in the Firm’s securities and mortgage businesses. He was President of Morgan Stanley Home Loans, a retail mortgage business, and CEO of Saxon Mortgage, a Morgan Stanley subsidiary focused on mortgage servicing. Kevin was co-head of Morgan Stanley’s Prime and Alt-A mortgage conduit, which purchased and serviced mortgages from over 600 mortgage banks across the US. After leaving Morgan Stanley in 2008, Kevin held several senior management roles in the mortgage industry. Kevin holds a BA in Government from Clark University and a MS in Energy Management and Policy from the University of Pennsylvania.
Sales Team
Eric Krattenstein
Eric Krattenstein
Chief Marketing Officer
Eric Krattenstein
Chief Marketing Officer
Eric’s extensive marketing experience began at a boutique marketing agency where he developed dozens of successful innovative marketing strategies for brands ranging from startups to Fortune 500s. Prior to joining Asset Based Lending early in 2016, Eric served as the US Chief Marketing Officer for a European enterprise software company where he spearheaded the company’s expansion into the United States and Canadian markets. A proud UConn Husky, he graduated from the University of Connecticut with a degree in Economics. Eric is always working to improve his marketing skillset, and is currently working towards a Master’s degree from Boston University.
Jeff Rafsky Philadelphia Loan Officer
Jeff Rafsky
Vice President of Sales
Jeff Rafsky
Vice President of Sales
Jeff Rafsky is a senior loan officer at ABL with over 20 years of mortgage industry experience as a sales rep, broker, banker and lender. Prior to joining ABL, Jeff managed retail sales and wholesale lending departments with annualized production of over $500 million dollars. Jeff also served as President of the mortgage subsidiary of Crusader Savings Bank, FSB. Jeff possesses broad based experience in all aspects of asset based lending, which results in a unique ability to help clients achieve their goals.
Larry M New York Loan Officer
Larry Michaelessi
Vice President of Sales
Larry Michaelessi
Vice President of Sales
Larry brings a wealth of knowledge with over 30 years of Mortgage Banking and Real Estate Investment experience in the tri state marketplace. Proficient in foreclosure and REO acquisitions for rehabilitation and resale, he formerly held senior positions at major banks and mortgage institutions. Larry is a graduate of Central Connecticut University.
Stacey Andreola NJ Loan Officer
Stacey Andreola
Loan Officer
Stacey Andreola
Loan Officer
Stacey Andreola joined the ABL team in 2014. Serving as the Sales Rep and Loan Officer for the NY/NJ area, Stacey has successfully helped ABL borrowers secure millions of dollars in financing in this booming metro area. Prior to joining ABL, Stacey held positions in both Sales and Marketing. Stacey holds a degree from Hunter College.
Sheila Huang Florida Loan Officer
Sheila Huang
Loan Officer
Sheila Huang
Loan Officer
Sheila Huang is a senior loan officer at ABL, LLC. Sheila brings 20 years of experience in real estate financing and consumer credit to the business. Sheila passionately believes in equal opportunity for all, and devotes herself to helping hard working individuals realize their American dream. Sheila holds a doctorate degree in Operations Research from the Georgia Institute of Technology.
Operations Team
Jennie Daniels
Vice President of Operations
Jennie Daniels
Vice President of Operations
Jennie joined ABL in 2013 as the company’s only Loan Processor.   Over the 2 years since her hire, Jennie has helped drive exponential growth for ABL and now as Vice President of Loan Operations, oversees all loan processing activities.  Before joining ABL, Jennie brings a decade of Mortgage Operations experience.  Jennie holds an Undergraduate degree in Accounting and a MBA from Niagara University.
Adam
Adam Cohen
Controller
Adam Cohen
Controller
ABL’s controller, Adam Cohen, has over ten years of buy side operational and accounting experience in the finance industry. He received a Bachelor’s of Arts in Business and a Bachelor’s of Science in Economics from Skidmore College.  Prior to joining the firm in 2015, Adam worked for HBMJ Consulting specializing in software implementation and integration, and spent three years at Cerberus Capital Management managing the Private Equity and Real Estate operations department.  Additional prior experience includes Shumway Capital Partners as an Operations Associate and Trader’s Assistant and US Bank Fund Services division fka Alternative Investment Solutions as Vice President of Operations.
Mike B
Mike Basciano
Operations Analyst
Mike Basciano
Operations Analyst
Michael is ABL’s Accounting/Operations Analyst.   He graduated from The University of Rhode Island in 2012 with a Bachelor of Science in Business Administration and concentration in Accounting.  Prior to joining ABL in August 2015, Michael spent 3 years in the construction management industry working for a small general contractor in New York City.  Here he gained experience in both project and financial management.
Frank Gentile
Frank Gentile
Post-Closing Operations
Frank Gentile
Post-Closing Operations
Frank is ABL’s Post Closing Analyst. He has a degree from University of Hartford and is currently in school, working to become a Registered Nurse. He has been with ABL since 2014 honing his skills in customer service and client relations.
Ryan
Ryan Granahan
Loan Processor
Ryan Granahan
Loan Processor
Recently joining the operations department at Asset Based Lending, Ryan thoroughly enjoys his role in getting each borrower’s loan to the closing table. As part of the operations team, Ryan is essential in ensuring the loan process runs efficiently; from the initial request and review of crucial loan documents; to scheduling and coordinating closings. Always available to assist in processing your loan, he is eager to coordinate with borrowers, underwriting and attorneys. Prior to his employment at ABL, Ryan developed his analytical qualities within the insurance and mortgage industries at such firms as Coverys, Mountain Mortgage Corp., and KeyCorp.
Prequalify For A Hard Money Loan Today
Get Started
Menu